Just take 2 minutes for your loan

Fill up the form below and loan executive would get in touch with you

Loan amount should be 1 lakh to 75 lakhs

Who we are!

everything you aspire for a happy life with reliance finance

Reliance Finance is a subsidiary of Reliance Capital, offering a range of financial products and services, including loans, insurance, and asset management. They provide personal loans, home loans, business loans, vehicle loans, and insurance options. The company aims to deliver efficient and customer-centric financial solutions.

 

– Lower Interest Rates @8.00% p.a

– Easy Online Application

– Hassle free Financial Assistance

YOU CAN APPLY :

– If you are an Indian citizen

– If you have a valid current address proof

– If you have a bank account with internet banking facility

Apply Now

Compare and apply for Personal Loan Online

Apply Online To Check Instant Eligibility

Loan Details:

  • Loan Amount: Rs. 30 Lakh
  • Loan Duration: Up to 5 years
  • Interest Rates: Starting at 10.25% per annum
  • Processing Fee: 0% to 4% of the loan amount + GST

Disclosure:

  • Our Services Are Free
  • We Do Not Support Intra Day Or Short Terms Loans

General Information about Personal Loans: A personal loan is an unsecured loan obtained by individuals from banks or non-banking financial organizations to fulfill their personal financial needs. The eligibility for a personal loan is based on various factors, including employment record, income, and repayment capacity.

 

Please take a moment to read the Personal Loan Disclosure provided below.

Apply Now

Personal Loan Disclosure

A personal loan is an unsecured loan that can be taken for various purposes such as traveling, education, emergencies, etc.

Loan Details:

  • APR (Annual Percentage Rate): The APR for personal loans can range from 10% to 35%, depending on the customer’s profile and credit score.
  • Repayment Period: The repayment period for personal loans can vary from 12 months to 60 months.
  • Processing Fee: The processing fee for personal loans is typically 1% to 4% of the loan amount plus GST. For example, for a personal loan up to Rs. 2 lakhs, the processing fee with a 1% interest rate would range from Rs. 2000 to Rs. 4000 + GST, depending on the lender’s policy.
  • Pre-Payment Charges: The option for prepayment may or may not apply, depending on the lender. If applicable, the pre-payment charges can range from 0% to 4% + GST.

Representative Example: For a loan amount of Rs. 5 lakhs at an interest rate of 10% with a repayment tenure of 5 years, your Equated Monthly Installment (EMI) will be Rs. 10,624/-. At the end of 5 years, the total payable amount will be Rs. 6,37,411. Therefore, the total payable interest amount will be Rs. 1,37,411.

Loan amount should be 1 lakh to 75 lakhs

How to apply for Loan

Join thousands of others who have already trusted us

Eligibility Criteria

  • Age : for salaried person : 21 years to 60 years & for Self-Employed : 22 years to 55 years
  • Net Monthly Income :for salaried person- Rs.12,000 & for Self-Employed : Rs.30,000
  • Minimum Loan Amount :for salaried person-Rs.100000 & for Self-Employed : Rs.100000
  • Maximum Loan Amount :for salaried person Rs.20 lakh & for Self-Employed :Rs.15 lakh

Documentes needs

  • Proof of Identity for Salaried Individuals Passport, Voter’s ID, Driving License or PAN Card and for Self Employed Passport, Voter’s ID, Driving License or PAN Card
  • Proof of Residence for Salaried Individuals Passport or utility bills and for Self Employed Passport or utility bills
  •  Proof of Income for Salaried Individuals Bank statement of salary account for the past two years for Self Employed Audited financial statement of the past two years

Personal Loan Details & FAQ

You can avail personal loans from Reliance Finance for amounts up to Rs. 20 lakh. The interest rates on these loans start at 10% per annum, and you can choose repayment tenures of up to 5 years. The processing fee charged will range between 0% and 3% of the loan amount.

Apply Now

Description

Charges

Interest Rates
  • 7.25% P.A Onwards
Loan Amount
  • upto 75 Lakh
Loan Tenure
  • upto 6 years
Processing fees
  • 0% – 4% of the loan amount + GST
Fees & Charges
  •  Processing fee
  •  Goods and Services Tax or GST
  •  Verification And Other Charges .
Prepayment

As we know that a personal loan is given for a time period and this period is know as loan repayment period .Once you have taken a loan then you are suppose to pay the debit off by the end of loan repayment period through EMIs. however after taking a loan you have decide to pay off your debt before the end of loan repayment period . then it is called pre-payment

Repayment

There are various mode of repayment are available .like ECS, PDC,

Personal loan Disbursal

Disbursal is basically the process of the financial institutions to transfer the loan amount in the bank account of the customer.

Our Office Locations...

Phone

18004203181

Address

Parinee Crescenzo, The 8th floor, opp. MCA, G Block BKC. Bandra Kurla Complex, Bandra Mumbai, Maharashtra 400051

Socials

Facebook Linkedin Twitter

Emi Calculator

EMI :
 0 ”₹
Total Interest Payable :
 0 ”₹
Total of Payments (Principal + Interest) :
 0 ”₹
Financial Assistance
0 +
Happy Customers
0 +
Business Partners
0 +